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"For ASEAN, the development of a green bond market to catalyze financing of infrastructure investment for sustainable development in areas such as power generation is therefore of critical importance in the long term," Biswas said.

"From female workers at textile factories to workers at oil fields, each of them have dedicated their strength in the building of the great nation today," she said, adding that it reminds the audience of the hard work and contributions of ordinary people.

"Finance is vigorous only in business scenarios. Banks must create their own business scenarios to compete with internet companies that have an advantage over banks in this respect," said Zhang, the former bank executive.

"For smaller loan applicants, the major difficulty is the information asymmetry," he said. "How to reduce default risks of unsecured loans by monitoring the cash flows of companies is also a challenge, because small and micro enterprises are asset-light and short of pledges."

"Following the financial crisis in 2008, the shipping market entered a long period of downturn and as a result, many loss-making firms went bankrupt,"said Huang.